Your money.
Your goals.
One clear picture.
Stocks, mutual funds, FDs, PPF, NPS, gold by weight, property and even the rent it earns — your whole financial life in one private place, measured against the goals it's funding.
No broker linkage · Your data stays yours · A tracker, not an adviser.
Actual product · sample data with fictional names
One home for everything you own — and everything it's doing
Your finances are connected. Your view should be too.
Investments, holdings, deposits, loans and goals are usually scattered across apps and statements. Finachiva brings them into one flow — from what you own to what you're achieving.
Your goals, laid out like a night sky.
Every goal is a star on your horizon — better-funded goals sit higher, nearer ones sit closer. Link investments to a goal and watch it move. When one arrives, it lands in the gold.
Drag the slider. Watch the answer change.
Each goal shows your pace against the plan you set, milestone by milestone. The what-if slider recalculates the projection from your own assumptions as you drag — a calculator, never advice.
Illustrations are computed from the assumptions you enter and are not guaranteed. Finachiva is not an investment adviser.
A flat, a fund and 24 grams of gold — one table.
Listed investments update with end-of-day values. Deposits and small-savings accrue from their terms. Gold is valued by weight at daily reference rates. Property and jewellery carry your own estimate. All of it, side by side, tagged with the goal it funds.
The flat, the rent it earns, and the honest yield.
Set the expected rent once — after that it's one tap a month. Finachiva nudges you when a month isn't recorded, shows the yearly yield on your own entries, and counts every receipt into your true returns.
Typed an extra zero at 11pm? Fix any past value on its exact date — every chart recalculates instantly.
See your financial position at a glance.
Watch your net worth change over time — investments and deposits up, loans netted down — into one number you can trust.
Illustrative sample figures — not actual or promised returns.
Not just investments — your complete financial position.
Finachiva nets what you own against what you owe, so your net worth reflects reality.
From your money to your milestones.
Add your investments, holdings, fixed deposits and loans in one place.
Link each investment to the financial goal it's helping you reach.
See performance, net worth and progress update automatically.
Watch how close you are to every goal — and see when you get there.
Everything your financial life needs — in one place.
Stocks, ETFs, SGBs and mutual funds updated with end-of-day values.
Deposits and small-savings accrue on their own terms — no manual updates.
Pick your pension scheme from a list; its value follows the daily NAV.
Enter grams once — valued each day at published reference rates.
Your estimate for the value, a one-tap ledger for the rent it earns.
Jewellery, vehicles, cash — anything you value yourself, tracked honestly.
Outstanding balances net down into your true financial position.
Link investments to goals and watch funded %, pace and milestones move.
Every buy, sell, rent receipt and value change — recorded and editable.
XIRR that includes your rent and income, not just price moves.
CAGR, drawdown, volatility and a benchmark comparison on Pro.
Two-factor auth, per-user isolation, export or delete your data anytime.
Your financial data deserves serious protection.
Built security-first, and honest about it — real controls, not marketing claims. Finachiva is a tracker: no tips, no recommendations, no broker linkage.
TOTP MFA, with step-up checks for sensitive actions.
Row-level security means your data is only ever yours.
See sign-in events and recent security activity on your account.
Manage passwords, recovery codes, export or delete your data.
Start free. Upgrade when you're ready.
Everything you need to start.
- Up to 5 investments
- Stocks, ETFs & mutual funds
- 2 goals
- Net-worth tracking
- Two-factor security
Billed annually (₹1,199/yr) · save 33% — or ₹149/mo monthly.
- Unlimited investments & goals
- FDs, bonds, PPF & EPF
- NPS retirement schemes
- Gold & silver by weight
- Property, rent & other assets
- Benchmark comparison & CSV export
Cancel anytime — keep Pro until your paid period ends. Prices in INR, inclusive of applicable taxes.
Questions, answered.
Finachiva is a private tracker that brings your whole financial life — investments, deposits, retirement schemes, gold, property, rent, loans and goals — into one place, so you can see how close you are to what you're working toward.
Stocks, ETFs, mutual funds, sovereign gold bonds, fixed deposits and bonds, PPF/EPF/SSY, NPS retirement schemes, gold and silver by weight, property and other personal assets, the rent your property earns, and loans — plus the goals you link them to.
Listed investments, fund NAVs, pension schemes and precious metals update with end-of-day published values. Deposits accrue from the terms you enter. Property, jewellery and other personal assets are valued at your own estimate, which you can update — and correct — anytime.
Yes. Set the expected monthly rent once, then record each payment in one tap. Finachiva reminds you when a month hasn't been recorded, shows the yearly yield on your entries, and counts rent into your true returns.
Yes. Attach any investment to a goal like Home, Retirement or Education. Finachiva shows funded amount and percentage, your pace against your own plan, milestones — and marks the goal achieved when it arrives.
Finachiva totals what you own (investments, deposits, retirement schemes, metals and other assets) and subtracts what you owe (loans) to show one honest net position.
No. Finachiva records what you enter and shows your progress with arithmetic on your own inputs. It does not give tips, recommendations or advice, and there's no broker or bank linkage. For advice, consult a SEBI-registered investment adviser.
Each user's data is isolated at the database level, protected by two-factor authentication, encrypted in transit, and never sold. You can export or delete it anytime.
Know where your money stands.
See where it's taking you.
Bring your investments, goals and progress together with Finachiva.